Serving Texarkana & the surrounding community

Your money has a story.
Let's write the next chapter.

Most financial planners hand you a generic plan and hope it fits. At Renfro Financial Planning, we do the opposite — we build your strategy around the life you actually want to live, not a template someone else designed.

Start Your Conversation Explore Our Services
15+ Years of Experience
100% Fiduciary Standard
Local Texarkana-Based
Financial advisor meeting with a client in a professional office setting
What We Do

Financial planning that
actually fits your life

Whether you're approaching retirement, building wealth, or protecting what you've earned — we offer comprehensive guidance tailored to your unique situation.

Retirement Planning

A retirement plan isn't just about how much you'll have — it's about what you'll do with that time. We help you map out a retirement that feels as good as it sounds.

Investment Management

We build diversified portfolios aligned with your goals and risk comfort — and we review them regularly so you're never guessing where things stand.

Tax Strategy

Smart tax planning can preserve more of what you earn. We coordinate with your CPA to develop strategies that work within your broader financial plan.

Wealth Preservation

Growing your wealth is important. Protecting it — through insurance, estate planning coordination, and risk management — is just as critical.

Estate Planning Coordination

We work alongside your estate planning attorney to ensure your financial plan supports your legacy goals and your family's security.

Education & Funding Plans

From 529 plans to savings strategies, we help you prepare for your family's education goals without compromising your own financial future.

Professional financial planning office with warm, inviting interior
Friendly financial advisor consulting with a client
About Us

A financial partner
you can trust

Renfro Financial Planning was founded on a simple belief: everyone deserves a financial plan that respects their individual circumstances, values, and goals — not a one-size-fits-all approach packaged and sold to thousands.

Based here in Texarkana, we've built our practice on personal relationships, not volume. When you work with us, you're not a account number — you're a neighbor. We take the time to understand what matters to you, and we build strategies that reflect that understanding.

As fiduciaries, we're legally obligated to act in your best interest. That's not a marketing line — it's our standard, every single day.

Fiduciary Standard — Always
Transparent Fee Structure
Local & Accessible
Personalized Strategies
Our Approach

We don't just manage money.
We manage confidence.

01

Listen First

Every relationship starts with a conversation — no pressure, no pitch. We want to understand your goals, concerns, and what a good life looks like for you.

02

Build Your Plan

We design a comprehensive strategy tailored to your situation — investments, retirement, taxes, insurance, and more — all working together.

03

Execute & Adjust

Life changes. Markets change. We review your plan regularly and adjust as needed so you stay on track no matter what happens.

04

Grow Together

Our goal is a long-term partnership. As your needs evolve, so does your plan — because your financial life isn't static, and neither is ours.

Client Stories

What our clients
say about us

"

Renfro Financial Planning changed how I think about money. They took the time to understand what I actually wanted my retirement to look like — not just how much I'd have in the bank.

M
Margaret T. Retiree, Texarkana
"

I was overwhelmed trying to figure out my investments on my own. The team at Renfro made it simple, explained everything clearly, and I finally feel like I have control over my financial future.

D
David R. Small Business Owner
"

The fiduciary commitment really shows. They've always put my interests first, and they're honest about what I can and can't afford. That kind of transparency is rare.

S
Susan L. Pre-retiree, Arkansas
Get In Touch

Let's start a
conversation

Whether you have questions or you're ready to take the next step, we're here. Reach out and we'll set up a no-pressure consultation to see if we're the right fit.

Address 4015 N State Line Ave
Texarkana, TX 75503

Request a Consultation

Fill out the form below and we'll get back to you within one business day.

Message Sent!

Thank you for reaching out. We'll be in touch within one business day.

Is this your business?This is my business